Dongtai Rural Commercial Bank’s “integrated” intelligent acquisition of silkworm cocoons helped “one thread” attract 2.4 billion yuan
Beautiful countryside – Fu’an Town, Dongtai City, Jiangsu Province, is known as the “Cocoon City of China”. “One silk” has driven 200,000 silkworm farmers to become rich, with an annual output value of 3 billion yuan. “Fu’an Silkworm Cocoon” has been recognized is a National Geographic trademark.
Focusing on making traditional industries glow with digital vitality, since the beginning of 2021, Dongtai Rural Commercial Bank has used cocoon purchase and settlement as a scenario, and has successfully created an integrated intelligent cocoon purchase platform with the help of PC and mini program development, deeply integrating into the industry. Upgrade to empower enterprises’ digital transformation. After more than a year of improvement and upgrade, currently, through the integrated intelligent cocoon acquisition platform, silkworm seeds have been accurately distributed, and the cocoonsilk company is free from the pain of historical data search; cocoon Acquisition data is entered online, and cocoon station staff are freed from the pain of manual account book registration; cocoon payments are automatically generated and credited in real time, so silkworm farmers don’t have to wait in long queues to receive money; industry chain enterprises and silkworm farmers are accurately profiled, and credit is provided accurately, and farmers Business firms are protected from information asymmetry. The efficiency of corporate acquisitions and the service efficiency of rural commercial banks have both been greatly improved. The “integrated” intelligent acquisition platform has effectively helped connect Dongtai’s sericulture farmers, banks and cocoon and silk industry chain enterprises with “one thread”. In just over a year, it has served an additional 22,000 silkworm farmers year-on-year, with a cumulative seasonal income of 2.4 billion yuan from diverting traffic and precipitating cocoon payments, and simultaneously granted nearly 300 million yuan in credit to industry chain enterprises and silkworm farmers.
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